Best Health Insurance for Small Business Owners of 2022: Small business owners can offer affordable health insurance that allows them to provide medical insurance to their employees. These policies are often group policies. This means that many people within the company can be enrolled. This allows everyone to get lower rates and better coverage. These policies can be tailored for smaller companies that wish to offer top talent health coverage.
Small business insurance providers that offer affordable rates, flexible coverage options and access to a wide range of medical providers are the best. Some health insurance companies can tailor their policies to fit the needs of employers. They may offer vision and dental coverage along with comprehensive medical coverage. This gives employees more options.
Best Health Insurance for Small Business Owners of 2022
1. Best Overall: Blue Cross Blue Shield
Blue Cross Blue Shield is one of the most popular health insurance providers in the nation and offers many coverage options for small businesses. Blue Cross Blue Shield also provides data-driven healthcare solutions that allow companies to choose cost-effective options. It is the insurance company that offers flexible options.
2. Best Network: UnitedHealthcare
UnitedHealthcare is a solid choice for small businesses, with a wide range of providers in the network and thousands of facilities across the country. The company’s large annual investment of technology enhances its ability to meet consumers’ ever-changing requirements with better products, improved coverage, and increased service.
3. Best for Customer Service: Humana
Humana is a top-rated provider of small business health insurance. It offers excellent customer service and has associates who can answer any questions quickly. Businesses have the option to choose from a wide range of premium and deductible combinations.
4. Best for Health Expense Fund Options: Aetna
Aetna offers high-deductible plans for small businesses. Aetna is also known for its excellent customer service and tax-advantaged savings options, which may be more suitable for some employees’ needs.
5. Best for Preventative Care: Kaiser Permanente
Kaiser Permanente’s reputation for quality customer service, as well as its extensive website that offers many educational resources, makes it an attractive choice. We also recognize Kaiser Permanente’s proactive preventative healthcare services, which aim to keep employees healthier longer.
6. Best for Plan Options: Cigna
Cigna has a wide range of small-business health insurance plans that can be tailored to meet small business needs. These include flexible premium and deductible options. Although it is only available in 10 states, Cigna has an impressive website and good customer service. It also has a large provider network that supports it.
Our extensive research has shown that Blue Cross Blue Shield is the best option for small-business owners looking for health insurance. It offers comprehensive coverage through one of the largest networks across the U.S., which may make it more attractive for those employees who are in need of specialist care or who prefer to stay with their doctors.
Blue Cross Blue Shield also offers customized policies that can be tailored to fit the needs of small businesses. These include a variety of premium and deductible options as well as plans. Business owners will find it easier to navigate all the plans with good customer service.